Points to Remember While Choosing a Health Care Plan

on a regular basis or you may need in the future, then choose a plan that has good prescription drug coverage. This coverage type can vary enormously from plan to plan. If you’re visiting a gynecologist regularly, find out if your doctor is covered in the plan. Find out what additional benefits do the plan offers when comparing health plans like drug and alcohol rehabilitation, mental health care, counseling, home health care etc. After finding what you want in your health care plan you have to compare costs. Find out your deductibles, co-payment details etc. Co-payments are the fees you need to pay when visiting your doctor, hospital or emergency room.  Do know your limits. Some plans have lifetime limits on how much the health care plan will pay and some have lifetime limits along with yearly limits. The last thing is the exclusions list. You will want to review each plan’s exclusions list to find out what is not covered and to see if any condition you currently have or expect to have in the future, is included on that list.

Larry Moliterno, CEO of Meridian Community Care, delivers closing remarks at an Open House at the newly renovated Meridian Women’s Center on Ridge Street in Youngstown.

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